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<article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ali="http://www.niso.org/schemas/ali/1.0/" article-type="research-article" dtd-version="1.2" xml:lang="en"><front><journal-meta><journal-id journal-id-type="publisher-id">Izvestiya MGTU MAMI</journal-id><journal-title-group><journal-title xml:lang="en">Izvestiya MGTU MAMI</journal-title><trans-title-group xml:lang="ru"><trans-title>Известия МГТУ “МАМИ“</trans-title></trans-title-group></journal-title-group><issn publication-format="print">2074-0530</issn><issn publication-format="electronic">2949-1428</issn><publisher><publisher-name xml:lang="en">Moscow Polytechnic University</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="publisher-id">67302</article-id><article-id pub-id-type="doi">10.17816/2074-0530-67302</article-id><article-categories><subj-group subj-group-type="toc-heading" xml:lang="en"><subject>Articles</subject></subj-group><subj-group subj-group-type="toc-heading" xml:lang="ru"><subject>Статьи</subject></subj-group><subj-group subj-group-type="article-type"><subject>Research Article</subject></subj-group></article-categories><title-group><article-title xml:lang="en">Innovation and small business survival in Nigeria</article-title><trans-title-group xml:lang="ru"><trans-title>Инновации и выживание малого бизнеса в Нигерии</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="en"><surname>Ofem</surname><given-names>L. U</given-names></name><name xml:lang="ru"><surname>Офем</surname><given-names>Л. У</given-names></name></name-alternatives><bio><p>+7(925)9016873</p></bio><email>fred.offem@yahoo.com</email><xref ref-type="aff" rid="aff1"/></contrib><contrib contrib-type="author"><name-alternatives><name xml:lang="en"><surname>Ivanova</surname><given-names>T. B</given-names></name><name xml:lang="ru"><surname>Иванова</surname><given-names>Т. В</given-names></name></name-alternatives><bio xml:lang="en"><p>PhD</p></bio><bio xml:lang="ru"><p>доц.</p></bio><xref ref-type="aff" rid="aff1"/></contrib></contrib-group><aff-alternatives id="aff1"><aff><institution xml:lang="en">Peoples’ Friendship University of Russia</institution></aff><aff><institution xml:lang="ru">Российский университет дружбы народов</institution></aff></aff-alternatives><pub-date date-type="pub" iso-8601-date="2015-12-10" publication-format="electronic"><day>10</day><month>12</month><year>2015</year></pub-date><volume>9</volume><issue>4-5</issue><issue-title xml:lang="en">VOL 5, NO4 (2015)</issue-title><issue-title xml:lang="ru">ТОМ 9, №4 (2015)</issue-title><fpage>312</fpage><lpage>316</lpage><history><date date-type="received" iso-8601-date="2021-04-30"><day>30</day><month>04</month><year>2021</year></date></history><permissions><copyright-statement xml:lang="en">Copyright ©; 2015, Ofem L.U., Ivanova T.B.</copyright-statement><copyright-statement xml:lang="ru">Copyright ©; 2015, Офем Л.У., Иванова Т.В.</copyright-statement><copyright-year>2015</copyright-year><copyright-holder xml:lang="en">Ofem L.U., Ivanova T.B.</copyright-holder><copyright-holder xml:lang="ru">Офем Л.У., Иванова Т.В.</copyright-holder><ali:free_to_read xmlns:ali="http://www.niso.org/schemas/ali/1.0/"/><license><ali:license_ref xmlns:ali="http://www.niso.org/schemas/ali/1.0/">https://creativecommons.org/licenses/by-nc-nd/4.0</ali:license_ref></license></permissions><self-uri xlink:href="https://journals.eco-vector.com/2074-0530/article/view/67302">https://journals.eco-vector.com/2074-0530/article/view/67302</self-uri><abstract xml:lang="en"><p>This study examines the impact of innovation in the creation of small businesses consisting of financial and non-financial products offered by banks offering microfinance, micro and small enterprises for growth, formation, development and production in Nigeria.</p></abstract><trans-abstract xml:lang="ru"><p>В данном исследовании изучается влияние инноваций в создании малых предприятий, состоящих из финансовых и нефинансовых продуктов предлагаемых банками, осуществляющих микрофинансирование микро- и малых предприятий для их роста, становления, развития и производительности в Нигерии.</p></trans-abstract><kwd-group xml:lang="en"><kwd>innovation</kwd><kwd>small business</kwd><kwd>entrepreneurship</kwd><kwd>Micro-finance</kwd></kwd-group><kwd-group xml:lang="ru"><kwd>инновации</kwd><kwd>для малого бизнеса</kwd><kwd>предпринимательство</kwd><kwd>Микро- финансирование</kwd></kwd-group></article-meta></front><body></body><back><ref-list><ref id="B1"><label>1.</label><mixed-citation>Abugu, I. 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