The main trends in insurance markets
- Autores: Kirillova N.V.1, Krutova L.S.1, Belozyorov S.A.2, Verezubova T.A.3, Logvinova I.L.1,4, Orlaniuk-Malitskaia L.A.1
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Afiliações:
- Financial University under the Government of the Russian Federation
- St. Petersburg State University
- Belarusian State University of Economics
- Moscow Financial and Industrial University «Synergy»
- Edição: Volume 21, Nº 5 (2025)
- Páginas: 279-295
- Seção: Finance
- URL: https://journals.eco-vector.com/2541-8025/article/view/696877
- DOI: https://doi.org/10.33693/2541-8025-2025-21-5-279-295
- EDN: https://elibrary.ru/snalpl
- ID: 696877
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Resumo
The purpose of the study is to summarize domestic and foreign practices for the development of the insurance market and new quality products, as well as to study ways to assess the effectiveness of using trends in the development of digitalization of insurance services for countries with economies in transition. To achieve this goal, the following tasks were set: to investigate the main problems and trends of insurance in Russia in order to identify the prospects for further development of this industry for all market participants, to analyze the main indicators characterizing the development of the insurance market, its trends, to analyze options for best practices in the introduction of digital technologies for insurance organizations. As a result of the research, the authors conclude that the following conditions must be met for the tasks set: setting targets for the types of contracts in the insurance portfolio for each regional office, creating and implementing an incentive mechanism, improving marketing policy in promoting insurance products, and developing a combined insurance product by combining similar complementary insurance products. The crises (pandemic) are leading to greater accessibility and wider adoption of digital services in many different consumer-oriented industries. Insurance companies can play a key role in digital acceleration by developing new opportunities and expanding their offerings.
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Sobre autores
Nadezda Kirillova
Financial University under the Government of the Russian Federation
Autor responsável pela correspondência
Email: nkirillova@fa.ru
ORCID ID: 0000-0001-6594-6313
Código SPIN: 3923-5277
Dr. Sci. (Econ.), Professor, Professor of the Department of Insurance and Social Economics at the Faculty of Finance
Rússia, MoscowLyubov Krutova
Financial University under the Government of the Russian Federation
Email: lskrutova@fa.ru
ORCID ID: 0000-0002-4467-2664
Código SPIN: 2378-1485
Head of the Educational Laboratory of the Department of Insurance and Social Economics of the Faculty of Finance
Rússia, MoscowSergey Belozyorov
St. Petersburg State University
Email: s.belozerov@spbu.ru
ORCID ID: 0000-0001-8711-2192
Código SPIN: 1451-2314
Dr. Sci. (Econ.), Professor, Head of the Department of Risk Management and Insurance at the Faculty of Economics
Rússia, Saint PetersburgTatsiana Verezubova
Belarusian State University of Economics
Email: verezubova@mail.ru
ORCID ID: 0000-0001-7507-9487
Código SPIN: 6838-0610
Dr. Sci. (Econ.), Professor, Head of the Finance Department
Belarus, MinskIrina Logvinova
Financial University under the Government of the Russian Federation; Moscow Financial and Industrial University «Synergy»
Email: illogvinova@fa.ru
Código SPIN: 3801-4221
Dr. Sci. (Econ.), Leading Researcher Institute of Financial Research, Faculty of Finance, Head of the Insurance Department
Rússia, Moscow; MoscowLarisa Orlaniuk-Malitskaia
Financial University under the Government of the Russian Federation
Email: lorlanyuk@fa.ru
Código SPIN: 6096-4664
Dr. Sci. (Econ.), Research Professor of the Department of Insurance and Social Economics at the Faculty of Finance
Rússia, MoscowBibliografia
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