The social bank account agreement as a special form of citizen support: Features and procedure for conclusion
- Authors: Letova N.V.1
-
Affiliations:
- Institute of State and Law of the Russian Academy of Sciences
- Issue: Vol 5, No 1 (2026)
- Pages: 34-40
- Section: Private law (civil)
- URL: https://journals.eco-vector.com/2782-7372/article/view/707457
- DOI: https://doi.org/10.33693/2782-7372-2026-5-1-34-40
- EDN: https://elibrary.ru/NRQPJL
- ID: 707457
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Abstract
This article examines theoretical and practical issues related to the specifics of concluding, amending, and terminating a social bank account agreement. It is determined that its legal nature is similar to an adhesion agreement due to the parties’ inability to formulate its terms, and its termination is possible unilaterally at the initiative of the credit institution. The author proposes measures to improve legislation in this area of relations, which will not only achieve the desired balance of public and private interests but also identify mechanisms to ensure the ongoing protection of the rights of citizens receiving social support from the state.
About the authors
Natalie V. Letova
Institute of State and Law of the Russian Academy of Sciences
Author for correspondence.
Email: letovanv@mail.ru
ORCID iD: 0000-0001-7033-977X
SPIN-code: 9786-0090
Dr. Sci. (Law), chief researcher, Procedural Law Sector
Russian Federation, MoscowReferences
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