Forms and Directions of Behavioral Supervision of the Bank of Russia: Protection of the Rights of Consumers of Financial Services

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Тhe subject of this study is the norms of Russian financial legislation and scientific sources containing information on the directions of behavioral supervision of the Bank of Russia, in particular, on the protection of the rights of consumers of financial services. The object of the study is the social relations arising during the implementation of banking supervision and behavioral supervision of the Central Bank of the Russian Federation. The author examines in detail the forms of behavioral supervision of the Central Bank of the Russian Federation, and also analyzes one of the directions of their implementation is the protection of the rights of consumers of financial services. Particular attention is paid to the forms of behavioral supervision and how they are implemented in the protection of the rights of consumers of financial services. The main conclusions of the study are the establishment of the classification of forms and directions of behavioral supervision of the Bank of Russia from a set of doctrinal views and empirical experience. The novelty of the study lies in the fact that before the author, the topic of forms and directions of behavioral supervision of the Bank of Russia was not specifically considered. The author attempts to determine the classification of forms and directions of the phenomenon stated in the topic of the article.

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作者简介

Andrei Litovko

Financial University under the Government of the Russian Federation

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Email: andreilitovko@yandex.ru

postgraduate student

俄罗斯联邦, Moscow

参考

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  2. Electronic resource Diploma. Large explanatory dictionary «prevention» URL: http://gramota.ru/slovari/dic/ (accessed 05.01.2023).
  3. Meshkov D. A. Consumer protection of financial services, as function of the Bank of Russia // International Journal of Humanities and Natural Sciences. 2021. № 5-2 (56).
  4. Myalkin V. V. Architecture of behavioral supervision: best practices of foreign countries 2018. pp. 607-608.
  5. Electronic resource Self-regulating organization «MiR» Presentation «The first results of behavioral supervision of the activities of MFIs», March 2018. URL:npmir.ru «upload/docs/Mamuta_prezentaziya.pdf (accessed 05.01.2023).
  6. Maksimova I. A. Consumer protection when placing unfair advertising of banking services // Russian New University, collection of materials of the XXII International scientific and practical Conference «Civilization of knowledge: Russian realities» strategic panel «The civilizational role of law in the conditions of changing scientific and technological paradigm» (Moscow, April 23, 2021) 2021.P. 378-384.
  7. Anisimov E. S. Successes of the Bank of Russia in countering unfair practices in the financial market and prospects for development // Vector of Economics. 2021. № 7 (61).
  8. Federal Law No. 250-FZ of July 1, 2021 «On Amendments to Certain Legislative Acts of the Russian Federation» // Collection of Legislation of the Russian Federation Article 5078. No. 27. part 1. 2021.

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