Financial ecosystems in the era of digital technology (Sberbank case)
- Autores: Konovalova M.E.1, Kuzymina O.Y.1
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Afiliações:
- Samara State University of Economics
- Edição: Volume 13, Nº 1 (2023)
- Páginas: 361-380
- Seção: Articles
- URL: https://journals.eco-vector.com/2222-0372/article/view/608095
- DOI: https://doi.org/10.18334/vinec.13.1.117453
- ID: 608095
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Resumo
The active introduction of digital technology significantly changes the traditional mechanisms of financial relations. Financial ecosystem is one of the forms of manifestation of this transformation. The article highlights the key features of financial ecosystems and discusses their classifications. Particular attention is paid to identifying the reasons for the formation of an ecosystem on the basis of credit institutions. On the example of Sberbank, influence of investment in building an ecosystem on the financial performance of the aggregator company was determined. The author offers recommendations for improving the state regulation of financial ecosystems.
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Sobre autores
Mariya Konovalova
Samara State University of Economics
Email: mkonoval@mail.ru
Olga Kuzymina
Samara State University of Economics
Email: pisakina83@yandex.ru
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