On the issue of the nominal (special) account of operators of investment, financial platforms and information systems

The paper contemplates to the specifics of entering into a nominal account agreement and performing banking operations on it in connection with the professional activities of operators of investment platforms, financial platforms, and information systems. The purpose of the research is to analyze the legislation of the Russian Federation regulating legal relations related to the introduction of digital financial instruments and digital methods of concluding financial transactions that require opening and maintaining nominal (special) accounts of operators of investment platforms, financial platforms, and information systems by Bank credit organizations. Conclusions obtained in the course of the study. The credit organization provides implementation of activities on investment platforms, financial platforms, and information systems by performing operations on nominal (special) accounts of operators of investment and financial platforms, information systems, and other Bank accounts (deposits) of these operators; investors of investment platforms; and consumers of financial services on financial platforms; non-public joint-stock companies that make transactions in information systems, persons to whom consumers of financial services on financial platforms have obligations. The nominal account agreement is concluded in writing by drawing up a single document signed by the parties, with the mandatory indication of the date of its conclusion. This agreement can be issued as an electronic document. The range of operations on nominal accounts of operators of various platforms operating in the information and telecommunications network «Internet» is limited and differs depending on the specifics of the legal regulation of professional activities of an operator. However, all the above-mentioned operations for transferring funds must be carried out in the interests of the beneficiaries of nominal accounts.

operator, financial platform, investment platform, information system, credit organization, digitalization of the economy, banking operations and transactions