Application of Bank Deposit Insurance Legislation: Main Aspects
- 作者: Ovchinnikova Y.S.1
-
隶属关系:
- Institute of State and Law of the Russian Academy of Sciences (IGP RAS)
- 期: 卷 17, 编号 2 (2024)
- 页面: 92-97
- 栏目: Private Law (Civil) Sciences
- URL: https://journals.eco-vector.com/2072-3164/article/view/631003
- DOI: https://doi.org/10.33693/2072-3164-2024-17-2-092-097
- EDN: https://elibrary.ru/MAKSMX
- ID: 631003
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详细
The article highlights the special relevance of the legal study of the bank deposit insurance system. The authors have identified the main trends in the historical development of the bank deposit insurance system, which are generally of positive importance. The article also analyzes the main problems of legislation and law enforcement practice in the field of bank deposit insurance.
The conclusion is formulated that the legitimate interest of depositors should be protected primarily, while the established judicial practice in some cases indicates the opposite. In addition, the legislation on insurance of bank deposits violates the principle of equality of subjects of civil law. This situation leads to a drop in the level of depositors' trust and is an obstacle to the effective implementation of the bank deposit insurance system.
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作者简介
Yulia Ovchinnikova
Institute of State and Law of the Russian Academy of Sciences (IGP RAS)
编辑信件的主要联系方式.
Email: domosedka@mail.ru
Cand.Sci.(Law), researcher
俄罗斯联邦, Moscow
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