TO FRAUD PREVENTION IN THE FIELD OF LENDING

In the modern world, loans have become an important part of the lives of many people. In some cases, a loan helps to solve difficult life situations, but at the same time, along with the large-scale use of lending, there is a significant interest of criminal communities in these forms of receiving funds, which leads to a serious increase in crime in this area. Of particular interest in this context are fraudulent actions in the field of lending, which are widespread in Russian practice. Despite the fact that at present many public authorities are engaged in the development of mechanisms for combating fraud, including in the field of lending, the greatest attention to the development of the above-mentioned crime is still paid in the process of identifying and investigating fraudulent activities. The purpose of writing a research paper is to analyze modern measures to prevent fraud in the field of lending, identify problems of their implementation and determine the most promising areas for their improvement. The author comes to the conclusion that at present there are a number of problems associated with prosecution for the above-mentioned crime, which is not taken into account when developing and organizing preventive measures. Attention is focused on the paramount importance of preventing fraud in the field of lending and its specifics. The development of financial, legal, information and digital literacy of the population, taking into account the modern realities of illegal behavior in the field of lending, is highlighted as the most promising direction for improving preventive measures.

fraud, credit fraud, crimes against property, circulation of forged documents, preventive and preventive activities