THE STUDY OF THE FUNCTIONS OF THE FINANCIAL AND BANKING INNOVATION


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Abstract

The paper highlights the interrelated functions of financial banking innovations: improving the competitiveness of the Bank in the market; increasing the number of customers; increasing sales of banking products; reducing the cost of operations. The manifestation of the function of financial banking innovation-reducing the cost of operations is shown by the example of the most innovative Bank of the domestic market - Sberbank of Russia through the use of innovation - an intelligent management system.

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About the authors

Victoria V. Manuilenko

North-Caucasus Federal University

Email: vika-mv@mail.ru
Doctor of Science in Economics, associate professor

Aminat I. Borlakova

North-Caucasus Federal University

Email: amibor00@mail.ru
postgraduate student

References

  1. Мануйленко В. В. Анализ реализации положений Базеля II в национальном банковском секторе // Банковское дело. - 2010. - № 3. - 33 - 38.
  2. Официальный сайт ПАО «Сбербанк России» [Электронный ресурс]. - Режим доступа: https://www.sberbank.ru.
  3. Мануйленко В.В., Рызин Д.А., (2018), Ожидаемые и неожидаемые потери в процессе управления финансовыми рисками корпораций: альтернативный взгляд. Проблемы экономики и юридической практики, 3: 55-59.

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