Measuring the relationship of the impact of some indicators of financial services on bank failure in Iraq for the period (2011-2021)
- Авторы: Ghaleb Shaker B.1, Adel Salam K.1, Falah Thamer A.2
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Учреждения:
- College of Administration and Economics, University of Wasit
- Kut Technical institute, Middle Technical University
- Выпуск: Том 13, № 4 (2023)
- Страницы: 845-860
- Раздел: Статьи
- URL: https://journals.eco-vector.com/2587-8921/article/view/625057
- DOI: https://doi.org/10.18334/eo.13.4.119277
- ID: 625057
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Аннотация
The article aims at analyzing the relationship between some indicators of financial services, their level of quality, and bank failure, and how the improvement of these services avoids the banking sector falling into some risks and crises, the most important of which is the failure of borrowers or their inability to pay their financial obligations, which results in an impact on the effectiveness of the banking system and the smoothness of banking services provided to customers. The ARDL methodology was used to analyze the standard relationship and interpret it economically. The results of the standard tests showed that the appropriate model is (1, 0, 0, 2), that is, with a single slowing period for the banking default variable, which is an internal variable, and without slowing periods for each of the banking spread and electronic payment services variables, with two slowing periods for the banking depth variable.
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Об авторах
Bahit Ghaleb Shaker
College of Administration and Economics, University of WasitAss. Prof., Dr., College of Administration and Economics, University of Wasit (Al Kut, Wasit, Iraq)
Kashkool Adel Salam
College of Administration and Economics, University of Wasit
Email: s_samer@mail.ru
Ass. Prof., Dr., College of Administration and Economics, University of Wasit (Al Kut, Wasit, Iraq)
Alwan Falah Thamer
Kut Technical institute, Middle Technical UniversityKut Technical institute, Middle Technical University (Baghdad, Iraq)
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