The pledge by virtue of the law of real estate located on a land plot that is a non-commercial mortgage in favor of the creditor in bankruptcy case: problems of judicial practice

In the practice of legal activity there are situations when a real estate object (building, structure or construction) was built on the land, which is the subject of pledge after the conclusion of the mortgage agreement by the parties. In such situations the pledge in respect of the real estate object arises by virtue of the law on the basis of article 64 of the Federal law of July 16, 1998 No. 102-FZ «On mortgage (real estate pledge)» (hereinafter - The law on mortgage). However, in the situation when an insolvency (bankruptcy) case has been initiated against the pledgor, the procedure and conditions for the recognition of the status of a pledge for such real estate objects by the bankruptcy creditor have not been regulated by the legislation. In this connection, there is no uniform position in judicial practice on issues related to this situation.

залог недвижимости в силу закона, несостоятельность (банкротство) залогодателя, кредитор, требования которого обеспечены залогом, регистрация залога в силу закона, признание за конкурсным кредитором статуса залогового, внесение изменений в реестр требований кредиторов должника, разрешение разногласий при утверждении положения о продаже предмета залога