Some fraud qualification issues: the field of credit

The presented article is an attempt to review and analyze the specifics of fraud qualification in the sphere of crediting. The author reveals the issues requiring permission at the stage of initiation of criminal proceedings. Looking through and analyzing statistical data it is evident that one of the most widespread types of fraud in the sphere under consideration is credit card fraud. Globalization processes are increasingly providing opportunities for criminal groups to implement their plans in this direction. This article reveals topical issues of qualification of the crime provided for by article 159 of the Criminal Code of the Russian Federation, as well as its delimitation from certain, related elements of crime. An attempt has been made to analyse the concept of the sphere of lending, and the concepts of a bank and another creditor have been analysed and disclosed. The article analyzes the subject of the crime, as well as the subjective side of the crime. Special attention is given to the analysis of the way of committing fraud in the sphere of crediting. The question is investigated, whether granting to bank or other creditor knowingly false and (or) unreliable information is the proof of presence in the committed elements of crime, provided by article 159.1 of the Criminal Code of the Russian Federation. In our opinion, it is necessary to exchange opinions and experience on this issue. The need for some changes to Article 159.1 of the Criminal Code of the Russian Federation and the adoption of a new resolution of the Plenum of the Supreme Court of the Russian Federation, which will resolve the difficulties existing today in the qualification of fraud in the field of credit.

fraud, crediting, credit cards, criminal case