Measures to Improve the Methodology of Fraud Investigation in the Field of Lending

Since the banking sector has been and remains one of the most attractive sectors of the Russian economy for criminals, and the process of lending to the population is growing at a rapid pace, law enforcement officers should have an extensive list of knowledge that will help them prevent, predict and ultimately successfully investigate credit fraud in order to protect such an important sphere of public relations. However, unfortunately, the measures taken to combat such crimes are still not effective. This article is devoted to the current problems and prospects for the development of the methodology of fraud investigation in the field of lending, in which modern ways of countering credit fraud are considered and analyzed, the author's recommendations for conducting individual investigative actions and attracting specialists in the field of psychology for a better and timely investigation of credit fraud are proposed.

The purpose of the research is: a comprehensive analysis and study of problems related to the investigation of fraud in the field of lending, the study of modern abilities of credit fraudsters, as well as ways of committing this crime; the development of relevant and effective measures to prevent and investigate fraud in the field of lending.

The results of the research allowed us to develop our own measures to improve the methodology of fraud investigation in the field of lending. In particular, an algorithm of the investigator's actions was proposed during the interrogation / confrontation of the suspect / accused in situations where the production of these investigative actions is carried out via video conferencing. The idea of attracting professional psychologists for a better and faster compilation of a psychological portrait of the attacker during the interrogation is proposed and argued. Moreover, new ways of searching for evidentiary information for timely exposure of criminal persons are proposed.